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Business News > Mint Authors > Neil Borate

Neil Borate

Mint Author

I head the personal finance team at Mint. I have been writing about personal finance for the past 8 years after finishing two degrees in law and economics respectively. I do what I do, to help the ordinary Indian saver and investor.

ARTICLES BY NEIL BORATE

How to milk your home loan account to the fullest

1 min read . 02 Apr 2025

In the default scheme, government fund managers must invest 85% of the contribution in fixed-income assets and 15% in equities.

Govt may raise equity allocation in NPS default scheme to 25%

2 min read . 01 Apr 2025

Overdraft home loans are not without their downsides.

Have a home loan? Here's how to squeeze the most out of it.

6 min read . 01 Apr 2025

Given the novelty of the product, no particular name has yet crystallised but most schemes adopting this approach call themselves income plus arbitrage fund of funds.

Mutual funds engineer new category in quest for tax-efficient debt funds

3 min read . 31 Mar 2025

Sebi chairperson Tuhin Kanta Pandey speaks at the Mint India Investment Summit and Awards 2025. (Mint)

Finfluencers registered as MF distributors may face Sebi scrutiny

2 min read . 29 Mar 2025

If the TDS deducted by the employer doesn’t cover the tax liability on extra income, the employee must pay advance tax—or risk incurring interest. (Image: Pixabay)

Income tax hack: Do this by 31 March to avoid interest on advance tax shortfall

3 min read . 18 Mar 2025

Some but not all multi-asset funds invest in international stocks.

How can Indians invest in foreign stocks?

4 min read . 18 Mar 2025

Direct-plan investors fall under two categories – DIY investors and those who are advised by registered investment advisors. Photo: iStock

Why do regular plans dominate some types of mutual funds and not others?

5 min read . 03 Mar 2025

Sebi's new SIFs offer high-risk, high-reward mutual funds with shorting, leverage, and flexible withdrawals.

All about Sebi's new mutual fund category for high-risk investors

3 min read . 28 Feb 2025

Longer liquidation times can delay investor exits, lead to distress selling at lower prices, impacting the net asset value of their holdings. (iStock)

Small-cap funds face a higher liquidity risk, show latest stress test

4 min read . 26 Feb 2025

Quant Mutual Fund founder Sandeep Tandon.

Quant MF is positive on hotel, infra, and energy sectors, Sandeep Tandon says

5 min read . 12 Feb 2025

S. Naren, executive director and chief investment officer at ICICI Prudential Asset Management Company Ltd.

Mint Explainer | ICICI MF Naren’s SIP warning: Reality check or fear-mongering?

3 min read . 11 Feb 2025

The Sebi order was issued against Asmita Patel Global School of Trading as noticee No. 1, its director Asmita Patel as noticee No. 2, and other associates and connected parties. (HT_PRINT)

Sebi goes after Asmita Patel—‘she-wolf' of the stock market

3 min read . 07 Feb 2025

Any individual earning an income of up to ₹12 lakh will now be exempt from paying income tax from 2025-26, under the new income tax regime. (Image: Pixabay)

Earning above ₹12 lakh? Here’s how your tax could spike—or stay in check

3 min read . 02 Feb 2025

Santosh Das Kamath, former fixed-income chief investment officer of Franklin Templeton MF. Photograph: ABHIJIT BHATLEKAR/MINT

Santosh Kamath of Franklin Templeton MF is back with a new credit AIF

4 min read . 18 Jan 2025

The minimum subscription for the PropShare Platina IPO is ₹10 lakh. (iStock)

India's first SM REIT IPO opens today. Here’s the good and the bad of it

2 min read . 02 Dec 2024

The account aggregator framework is meant to give individuals greater visibility and control over all their financial data in one place.

A fintech startup’s challenges with India’s vaunted account aggregator framework

4 min read . 20 Nov 2024

Following the Sri Lankan rupee’s collapse in 2022, the country became one of the most budget-friendly luxury destinations. Image: Pixabay

Travel hacks for a luxury Sri Lanka trip for just ₹1.5 lakh

5 min read . 14 Nov 2024

Road trips, cycling, writing and movie-making: Amit Upadhyaya’s bucket list for an early retirement.

Investment jugaad: How this Pune executive achieved financial independence at 46

5 min read . 27 Oct 2024

Taksh, named after the ancient university of Takshashila in Gandhara, marks Gopani’s re-entry into the investment landscape.

Jinesh Gopani, former Axis MF star, plots comeback with Taksh AIF

7 min read . 23 Oct 2024