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Business News > Mint Authors > Raj Khosla

Raj Khosla

ARTICLES BY RAJ KHOSLA

There is absolutely no harm in holding lifetime-free credit cards alongside premium credit cards if all the cards justify the returns on spends.

Why lifetime-free credit cards deserve a place in every card portfolio

3 min read . 31 Mar 2025

If you wish to purchase a property in a good location in a tier I or tier II city, the down payment can be around ₹10 lakh to 20 lakh.

How millennials can use these financial hacks to buy their first home

3 min read . 06 Nov 2024

Auction of stressed properties by scheduled commercial banks and housing financiers is a sure-fire mechanism that provides a path to acquire property at bargain prices. (Image: Pixabay)

How to buy a 3-bedroom apartment at 2 BHK prices: Secrets of stressed properties

3 min read . 12 Sep 2024

If you plan to retire at 50, you will need to build a big enough corpus to last you through 30-35 years of retirement

How to save for retirement: Investment tips for moderate risk takers

2 min read . 26 Jun 2024

Credit card debt settlement involves negotiating with creditors to pay off debt for less than the full amount owed, reducing the financial burden. (Image: Pixabay)

Credit card debt: Traps to avoid and strategies to pay off faster

3 min read . 31 May 2024

Value investing is not jumping on to the bandwagon but being a contrarian who picks up unloved stocks and beaten down scrips.

How to be a value investor when market is at peak

3 min read . 10 Mar 2024

The parallels between golf and investment planning are both profound and enlightening. (iStock)

Some lessons in investment from the golf course

3 min read . 08 Jan 2024

If repayment of the loan can be managed quickly, the cost savings from lower interest rates on loans against FDs can be significant.

Should I encash my FD or take a loan against it for an emergency?

2 min read . 19 Dec 2023

Investments are always considered the best for wealth maximization. (iStockphoto)

Should I use surplus to close education loan?

1 min read . 23 Oct 2023

Given the importance of credit score, it is important that such discrepancies are not ignored. (iStock)

How can I get the discrepancy in my Cibil score rectified?

2 min read . 31 Aug 2023

Generally, in India, education loans are approved for the entire duration of the course. (iStockphoto)

Can education loan cover fees already paid?

1 min read . 21 Aug 2023

As a first step you need to establish how much you need for your financial goals. (Photo: iStock)

How much should I invest in a SIP for my child’s education?

1 min read . 02 Aug 2023

Before you can start any new venture, you need to have a clear understanding of your current financial situation. (iStockphoto)

What steps should I take to avail a loan for my next business?

1 min read . 26 Jul 2023

Secured credit cards operate on the principle of collateral, which can take different forms. (Comstock Images)

Here’s how you can use secured credit cards to build your credit history

3 min read . 21 Jul 2023

If the prevailing rate of home loans is 8.5%, you will not gain from taking a fresh top-up loan to foreclose the car loan. (iStockphoto)

Is taking a home loan top-up a good option?

1 min read . 19 Jun 2023

Please note that the credit score reflects your creditworthiness and not your eligibility. (Photo: iStockphoto)

Why can’t I get a loan despite good credit score?

1 min read . 12 Jun 2023

Section 80C limit is exhausted, how can I still save more tax?

1 min read . 09 Feb 2022

Your exposure to ELSS funds should be determined by your overall asset allocation.

Is it safe to invest in ELSS for tax saving even when market is overvalued?

1 min read . 10 Jan 2022

Instant, app-based loans could lead you to debt traps

3 min read . 26 Sep 2021

Every IPO is different and the company’s prospects should be researched in detail before investing.

Should I invest in mutual funds or IPOs?

2 min read . 09 Aug 2021