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Business News > Mint Authors > Shipra Singh

Shipra Singh

Special Correspondent

Shipra covers tax, credit cards, banking and investments for the personal finance section at Mint. She has a keen interest in writing human-centric features and deep dives on money trends that capture how people’s habits around spending, investing and wealth creation are evolving. Prior to joining Mint in 2021, she has worked at Economic Times, Outlook and Entrepreneur India.

ARTICLES BY SHIPRA SINGH

Experts warn it may not be a blanket benefit available to all businesses and professionals. (Pixabay)

Can presumptive taxation make business incomes up to ₹2 crore tax-free?

6 min read . 16 Apr 2025

Shashwat Luthra and Kriti Sinha.

How to plan a budget vacation in New Zealand

6 min read . 07 Apr 2025

The ready reckoner rates are used as a benchmark to charge stamp duty and other taxes related to real estate transactions. (Pixabay)

Mumbai circle rate revised; property prices increased at 3% CAGR in 10 years

4 min read . 02 Apr 2025

The Income Tax Department notices to salaried taxpayers who claimed HRA but failed to deduct tax at source should serve as a wake-up call. (Image: Pixabay)

Claimed HRA but skipped TDS on rent? The taxman wants answers

4 min read . 27 Mar 2025

Here is how investors can offset the losses against STCG or LTCG from other investments, thereby reducing the taxable amount.

How switching MFs to dividend option to book unrealised loss cuts tax bill

6 min read . 24 Mar 2025

Premium credit card holders have a new contender—ICICI’s iShop shakes up the rewards game. (Image: Pixabay)

Credit card wars: Will ICICI unseat HDFC Infinia with Emeralde Private Metal?

6 min read . 24 Mar 2025

The process becomes tricky for sole proprietor businesses, such as freelancers as they may not even qualify for some of the additional certificates requested. (Image: Pixabay)

GST registration hurdles: What freelancers and small businesses should know

7 min read . 23 Mar 2025

The due dates for the four advance tax instalments are 15 June, 15 September, 15 December and 15 March.

Advance tax: Here's how to calculate and pay your final instalment for the year

5 min read . 11 Mar 2025

The challenge in other sports than cricket and football is twofold: Domestic leagues don’t pay enough to secure a player’s long-term future, and job opportunities are scarce after retirement. (REUTERS)

How much it costs to pursue a career in sports in India

9 min read . 10 Mar 2025

Banks typically reward users for all credit card transactions. (Getty Images)

Credit card jugaad: Sharing can max out rewards but has risks

2 min read . 03 Mar 2025

This isn’t the first time Axis Bank has pursued customers over alleged misuse of credit cards. (Image: Pixabay)

Axis Bank cracks down on customers who gamed its rewards system

5 min read . 01 Mar 2025

Using ChatGPT has become a common practice for guidance when preparing arguments. (Pexels)

Did AI hallucination play mischief with a tax tribunal order?

4 min read . 26 Feb 2025

After the Budget, updating ITR may cost you more than a reassessment

1 min read . 25 Feb 2025

Missed foreign income and F&O losses should be reported promptly to avoid scrutiny and hefty fines. (Image: Pixabay)

After the Budget, updating ITR may cost you more than a reassessment

6 min read . 24 Feb 2025

HRA can save enough tax under the old regime under certain conditions. (iStockphoto)

Is there really a case for HRA benefit under the old tax regime?

5 min read . 19 Feb 2025

Sweden has high taxes and is expensive, but we wouldn’t have it any other way

1 min read . 18 Feb 2025

Instrumentation engineer Annamalai Ramanathan, his wife Meena Palaniappan, a finance professional, and their son.

‘Sweden has high taxes and is expensive. We wouldn’t have it any other way'

7 min read . 17 Feb 2025

From AY20 to AY25, the number of ITR filers increased by 29.6%, according to data from the finance ministry.

Four in five people who'll file returns for FY26 likely to pay no tax, data says

2 min read . 11 Feb 2025

A simple shift in who pays the rent could mean lakhs in exemptions and a lower tax bill. (Image: Pixabay)

How couples can plan taxes to make the most of old and new regimes

4 min read . 10 Feb 2025

Over the last few years, the RBI's banking ombudsman has become an efficient redressal platform for aggrieved credit card customers,

How small credit card disputes can snowball into major mistrust

6 min read . 03 Feb 2025