Active Stocks

Thu Jun 26 2025 15:58:52

Tata Steel share price
160.50 2.62%

Bajaj Finance share price
951.45 2.50%

Tata Motors share price
683.00 1.28%

State Bank Of India share price
797.00 -0.39%

Reliance Industries share price
1,495.20 1.90%

Business News/Topic/ Credit Score

CREDIT SCORE

Get the latest Credit score news, videos and headlines. Explore more for Credit score breaking news, opinions, special reports and more on mint.

Credit report comprises payment history of a customer and other details which lead to formation of credit score

How is credit score different from credit report?

1 min read . 26 Jun 2025

Timely EMIs and low credit usage can significantly improve your credit score.

Credit score below 650? Try THESE smart strategies to improve it

2 min read . 26 Jun 2025

Timely repayment of gold loans can boost your credit score—borrow smartly and repay responsibly. (REUTERS)

Do gold loans help or hurt your credit score? Find out now

3 min read . 26 Jun 2025

A hard inquiry could lower your credit score slightly (anywhere between 3 to 5 points).

What leads to a hard inquiry? These are the key factors to consider

1 min read . 26 Jun 2025

Use a simple rule: If your remaining tenure is 10+ years, even a 0.50% drop can lead to substantial savings. (Pixabay)

When should you refinance your home loan?

2 min read . 25 Jun 2025

Higher income can support better credit habits, indirectly boosting your credit score through disciplined financial management.

Can salary hikes improve your credit score? Explained

2 min read . 24 Jun 2025

When the credit score is anywhere between 600 to 650, the bank would typically charge a higher rate of interest.

Raising personal loan could be hard for applicants with credit score below 650

2 min read . 24 Jun 2025

Busting credit score myths helps borrowers avoid rejections and secure better loan terms.

5 credit score myths that could hurt your loan approval

2 min read . 23 Jun 2025

Credit report insights every borrower must know before applying for a loan or credit card.

Credit score: What loan agents don’t tell you about your credit report

3 min read . 20 Jun 2025

It is imperative to pay EMIs and credit card bills on time to maintain a good credit score

What is a good credit score and how can one achieve it?

2 min read . 19 Jun 2025

Keeping your credit card unused yet active boosts credit score and supports long-term financial stability.

How keeping credit cards unused improves your credit health

3 min read . 18 Jun 2025

Mistakes in the credit report could range from personal information error to payment history errors

Credit score: 5 common errors in credit report and how to correct them

2 min read . 18 Jun 2025

Your credit report shows DPD entries to highlight missed or delayed EMI payments.

What is DPD in a credit report and why does it matter?

5 min read . 17 Jun 2025

Paying just the minimum due on credit cards can silently raise interest costs and hurt your credit score over time.

Credit card minimum payment: How it impacts your credit score

2 min read . 17 Jun 2025

Credit bureaus flag frequent credit applications as risky, signalling possible financial stress to lenders.

What triggers the ‘credit hunger’ flag and how to avoid it

3 min read . 16 Jun 2025

Checking your credit score regularly does not lower it—understand what truly influences your credit rating.

Think THESE hurt your credit score? They actually don’t

3 min read . 13 Jun 2025

High credit scores don’t guarantee loan approval, other financial factors play a critical role.

Top 5 reasons you can’t get a loan even with excellent credit

3 min read . 12 Jun 2025

Credit score: A soft inquiry does not show on your credit report

What is a soft inquiry and how it affects your credit score

1 min read . 12 Jun 2025

Importance of a good credit score in marriage, employment, and renting a house.

Why your credit score matters in marriage, jobs, and renting a home

4 min read . 11 Jun 2025

Experts recommend loan borrowers to check their credit report on an annual basis

How checking credit report annually helps you maintain a healthy credit score?

1 min read . 11 Jun 2025