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Business News/Topic/ Deposits

DEPOSITS

Get the latest Deposits news, videos and headlines. Explore more for Deposits breaking news, opinions, special reports and more on mint.

Though the government exercise is targeted at PSBs as they account for about 80% of unclaimed deposits, the Indian Banks' Association (IBA) will convey the SoP to private sector banks. (Mint)

State-run banks may be tasked to clear 30-40% unclaimed deposits in FY26

2 min read . 24 Apr 2025

India’s deposit insurance coverage ranks among the lowest globally. Even within the BRICS bloc, India trails: coverage is roughly ₹42 lakh in Brazil and ₹12 lakh in Russia. (Image: Pixabay)

Is India's bank deposit insurance adequate? A reality check

3 min read . 22 Apr 2025

Incentives for retail bank deposits could improve the ability of lenders to garner such funds and support the supply of credit.

Budget 2025: Lenders seek support to mobilise retail deposits, boost consumption

2 min read . 27 Jan 2025

From L-R: Hitendra Dave, CEO, HSBC India; Pranav Chawda, CEO, JP Morgan Chase India; Prashant Kumar, MD & CEO, Yes Bank; V. Vaidyanathan, MD & CEO, IDFC First Bank. (Mint)

Mint BFSI Summit | Bankers bat for job creation, tax incentives in budget 2025

3 min read . 17 Jan 2025

Lenders were troubled by a deposit crunch in 2024, as credit growth outstripped growth in deposits.

Banks added over ₹2 trillion more in deposits than loans in 2024

4 min read . 15 Jan 2025

People think about inflation not in terms of rates, but as increments in price levels, but even there, may not always be able to quantify the increase experienced.

Indira Rajaraman: It pays to track popular perceptions of public policy

4 min read . 02 Jan 2025

Interest rates on savings accounts were deregulated long back. However, the inertia of financial repression may still be continuing.

Complacency alert: The recent shortfall in deposits is a wake-up call for banks

4 min read . 30 Dec 2024

MSME associations complain that barely 15% of their credit requirements are met from banks.

Banking reforms need to get a lot more ambitious for the economy’s sake

2 min read . 05 Dec 2024

Banks say the service is an anachronism in a time when people increasingly manage their checking accounts and investments on apps and websites. (Image: Pixabay)

No one can find safe-deposit boxes anymore

1 min read . 15 Nov 2024

In the FY24 union budget speech, finance minister Nirmala Sitharaman had said an integrated IT portal will be set up for investors to apply for unclaimed dividends and shares.

IEPFA’s digital revamp targets faster claim approval

3 min read . 11 Nov 2024

PSBs have been offering higher term interest rates than private banks for the past couple of years.

State-owned banks go the extra mile to lure depositors

4 min read . 06 Nov 2024

Customers, particularly Gen Z and millennials, are shifting their capital toward riskier investments and personal credit, resulting in lower savings balances. (Image: Pixabay)

The anatomy of falling bank deposits—and how to arrest it

3 min read . 26 Sep 2024

It has become considerably easier for individuals to invest in stocks than it was 5 years ago. (Stock)

Vivek Kaul: Stock market mania and the shrinking case of household deposits

16 min read . 25 Sep 2024

Smaller private lenders and small finance banks typically offer rates 2-2.5% higher than larger or universal banks. (Mint)

Banks get innovative to beat ongoing deposit crunch

5 min read . 24 Sep 2024

Challa Sreenivasulu Setty at his SBI residence in Mumbai. (Bloomberg)

Banking system low-cost deposits could decline further, says SBI chairman Setty

2 min read . 18 Sep 2024

RBI governor Shaktikanta Das said in July that while there will always be some gap between the two, credit growth should not “run ahead of deposit growth by miles”. (Photo: PTI)

A credit boom that raised concerns is now cooling

3 min read . 16 Sep 2024

India’s Deposit Crunch Has a Taste of China’s Past

India’s Deposit Crunch Has a Taste of China’s Past

5 min read . 03 Sep 2024

Setty took charge as the head of SBI earlier this week, replacing Dinesh Kumar Khara who retired effective 28 August. (Bloomberg)

SBI won’t get into a rate war amid fight for deposits, says new chief

3 min read . 30 Aug 2024

Ashwini Kumar Tewari, MD, State Bank of India.

Correction in markets could help some deposits return to banks: SBI MD Tewari

2 min read . 28 Aug 2024

While deposits grew at 10.6% year-on-year (y-o-y) as on 26 July, non-food credit growth was at 13.7%. (Graphics: Mint)

Growth in bank deposits has been slow because RBI wants it to be slow

18 min read . 28 Aug 2024