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Business News/Topic/    Personal Loan

PERSONAL LOAN

A loan is when you borrow a certain amount of money at a pre-decided rate of interest and tenure. Loans are categorised in different categories by banks/non-banking financial corporations/other financial institutions - home loan, car loan, gold loan, personal loan, etc. A personal loan can be utilized for various purposes such as pay for home renovations, purchase of household/other items, or to even consolidate debt. People between the ages of 21 and 60, employees of private limited companies and public sector undertakings are eligible to take such loans. They’re offered by banks, credit unions and online lenders. Personal loans vary in terms of interest rates, fees, amounts and repayment. They may be secured with collateral or unsecured without. Personal loans usually attract a higher rate of interest as compared to a home loan. Get the latest Personal loan news, videos, headlines, opinions, special reports and more here.
Lower your personal loan EMIs with proven tips like balance transfers, step-down plans, and tenure extensions. Premium

How to reduce personal loan EMI? 5 effective tips

3 min read . 24 Jun 2025
Understand how the latest 50 bps repo rate cut can affect your interest burden. Premium

What the recent change in the repo rate means for your loan

3 min read . 24 Jun 2025
Loan can be taken for a wedding or celebration, or urgent travel. Premium

Personal loans: 5 key reasons for which it does not harm to take a loan

1 min read . 24 Jun 2025
Digital lending is fuelling impulsive personal loan use for emotional and lifestyle needs in the nation. Premium

Why we borrow for emotional purchases — The hidden psychology explained

2 min read . 23 Jun 2025
Being unsecured loans, personal loans generally charge high rates of interest Premium

You can raise personal loan at low interest rates now but only if THIS happens

2 min read . 23 Jun 2025
Using personal loans strategically can protect savings and ease financial pressure during rising inflation and emergencies. Premium

Personal loans in tough times: 5 smart strategies to use them right

3 min read . 20 Jun 2025
Take control of your finances—combine your credit dues into one fixed EMI with a personal loan. Premium

Debt consolidation using a personal loan: Is it worth it?

2 min read . 19 Jun 2025
Fixed EMI loans offer stability in repayments but come with trade-offs on flexibility and cost. Premium

Fixed EMI personal loans: Top advantages and disadvantages explained

4 min read . 19 Jun 2025
Generally personal loans can not be prepaid before paying 12 instalments Premium

Personal loans: If you want to prepay the loan, be aware of these points

1 min read . 19 Jun 2025
Late EMI payments can damage credit scores and escalate borrowing costs for Indian loan holders. Premium

How a single missed EMI could derail your future loan approvals

3 min read . 18 Jun 2025
Personal loans for senior citizens: Explore how older adults can access funds tailored to their financial needs. Premium

Personal loans for senior citizens: Key things to know before you borrow

4 min read . 18 Jun 2025
Learn the complete process of getting a pre-approved personal loan and disbursal timelines. Premium

What are pre-approved personal loans and how do they work?

3 min read . 18 Jun 2025
Borrowers should stay cautious of cross-sold financial products while taking personal loans to avoid hidden charges and debt traps. Premium

How cross-selling works in personal loans and what it means for you

2 min read . 18 Jun 2025
Borrower are recommended to reach out to a platform which is reputable and not the obscure one with only a few thousand downloads. Premium

Loan from a fintech platform? These are the five factors you should consider

2 min read . 17 Jun 2025
Maintain a strong credit score by repaying your personal loan on time, every time. Premium

How to repay a personal loan on time: 7 key tips

3 min read . 16 Jun 2025
Choose online personal loans for instant approval vs. traditional for trusted in-branch support: Pick what suits your financial lifestyle. Premium

7 key differences between online and traditional personal loan applications

3 min read . 16 Jun 2025
There are certain expenses which are neither urgent nor completely indulgent. For instance, spending on home renovation. Premium

Is taking a personal loan for home renovation a good idea?

2 min read . 16 Jun 2025
Missing EMIs on personal loans can severely damage your credit profile and future borrowing capacity. Premium

What happens if you miss a personal loan EMI? Find out here

2 min read . 13 Jun 2025
One mistake which some borrowers make is to not factor in processing and other costs Premium

Applying for a personal loan? Avoid these 6 costly mistakes

2 min read . 13 Jun 2025
Explore how top-up personal loans provide instant access to extra funds while helping manage urgent financial needs. Premium

What is a personal loan top-up and who should use it?

3 min read . 12 Jun 2025
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