Earning ₹12 Lakh a Year? Here’s Whether You Should Buy or Rent an Apartment

With Budget 2025 increasing the tax exemption limit to ₹12.75 lakh (including standard deductions), middle-class homebuyers now have higher disposable income. However, deciding between renting and buying a home involves multiple financial considerations. Experts suggest individuals earning ₹12 lakh annually could save around ₹80,000 per year. But, what's smarter -- to buy or to rent? Mint breaks it down in this video. Watch!