Credit Cards

Being a student, unemployed, and without a credit history may make getting a credit card challenging.  (Photo: Pexels)

There are two ways for a student to get a credit card. The first is to get an add-on card to a primary credit card held by a parent.  (Photo: Pexels)

The second way to get a credit card is to get a card against a fixed deposit with a bank.  (Photo: Pexels)

The majority of banks offer these credit cards without any joining fees.  (Photo: Pexels)

IDFC First Bank Wow Credit Card is an FD-backed credit card that requires no credit history and income proof. 

ICICI Bank Student Credit Card is a credit card against FD with an add-on feature. The FD should be a minimum value of ₹50,000. 

Axis Bank Student Credit Cards are issued based on education loan approval, credit holders' credit history, and based on FD held with the bank.

Kotak Mahindra Student Credit Card offers cards with zero annual fees, interest free cash withdrawal, and 2X rewards.