MUTUAL FUNDS 

SEVEN KEY CONSIDERATIONS BEFORE CHOOSING AN NFO

Published By Moushumi Mahanta | 22 Aug, 2024

NFO Overview

An NFO is the initial offer for purchasing units in a new mutual fund scheme at a set price, typically Rs. 10 per unit, launched by an asset management company.
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Investment Opportunity

Similar to IPOs in the stock market, NFOs provide investors with the opportunity to invest at the ground level of a new mutual fund scheme.
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Here are some considerations before investing in an NFO:
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Fund House Reputation

Evaluate the AMC's history, expertise, and the past performance of other funds they manage to ensure they have a proven track record.
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Fund Manager’s Expertise

Research the fund manager’s experience and past performance, as their expertise is crucial for the fund's potential success.
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Investment Horizon

NFOs are ideal for investors with a long-term investment horizon, allowing time for the fund’s strategy to generate returns.
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Risk Assessment

Understand the associated risks, including market, interest rate, and credit risks, and ensure they align with your risk tolerance.
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Fund Category and Benchmark

Identify the fund's category and benchmark to set realistic return expectations and compare its performance with peers.
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Regulatory and Legal Aspects

Review the regulatory framework governing the NFO, ensuring it complies with SEBI registration and legal disclosure norms.
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Lock-in Period

Be aware of any lock-in period, especially in ELSS funds, and understand its impact on your liquidity needs.
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