CREDIT CARDS

HDFC, Standard Chartered, ICICI, and Axis Bank offer reward credit cards with benefits like bonus points and cashback, tailored to individual spending habits.

Choose from some best reward credit cards

HDFC offers various reward credit cards, including the Diners Club Black Metal Edition, which gives 10,000 bonus points for quarterly spending of ₹4 lakh, and the Regalia Gold card, which offers flight vouchers for spending ₹5 lakh and ₹7.5 lakh

This card provides 4X rewards on retail spends over ₹20,000, complimentary lounge access each quarter, and a fee waiver for annual spending of ₹1.5 lakh or more after the first year.

ICICI has a wide range of reward cards with benefits like earning points on every spend, no limit on rewards, no expiry on points, and redemption options for gift items and vouchers.

This card offers 5,000 Edge Reward points for spending ₹1,000 within the first 30 days and provides unlimited 2 EDGE Reward points for every ₹125 spent, along with 10X points on apparel and departmental store purchases.

Choosing a credit card should be based on personal factors such as annual spending, intended use, offered features, and annual fees, ensuring that it aligns with individual financial goals.