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Business News > Mint Authors > Anshika Kayastha

Anshika Kayastha

Mint Author

Anshika writes on the banking and financial services space, and has 12 years of experience covering these sectors. With an eye for everything new and exciting, she writes on sectoral developments and trends, regulatory and policy changes, governance, digital payments and innovation across banks, NBFCs, HFCs, MSMEs, MFIs, insurance, fintechs and other financial institutions.

ARTICLES BY ANSHIKA KAYASTHA

RBI said that while it encourages innovation in financial systems, certain concerns had emerged around the methods of designing, delivering, and servicing digital credit products.

Mint Explainer: Impact of RBI’s digital lending rules on lenders and borrowers

7 min read . 10 May 2025

As for public sector banks, the govt in December 2024 disclosed in Parliament that PSBs wrote off loans worth ₹42,035 crore in the first six months of FY25. (AFP)

Are banks hiding weak asset quality with higher loan write-offs?

6 min read . 09 May 2025

Bank of Baroda is looking to maintain its net interest margin at about 3%,

Bank of Baroda's margin pressure to continue before easing in FY26 second half

3 min read . 06 May 2025

While SBI expects the overall impact of the US tariffs on the Indian economy to be minimal, it sees the uncertainty surrounding the tariff actions impacting 'the overall economic and investment scenarios'. (Reuters)

SBI shares fall as lender tempers loan growth target amid tariff uncertainty

3 min read . 05 May 2025

Paroma Chatterjee, chief executive officer of Revolut India.

How one of Europe's most valued fintechs wants to capture the India market

5 min read . 05 May 2025

Kotak Mahindra Bank,Saket,New Delhi. PIC:MADHU KAPPARATH

Microfinance stress, RBI embargo weighed on Kotak Bank’s Q4 profitability

3 min read . 04 May 2025

UPI Circle addresses users who are still dependent on cash for their daily payment needs as they may not be managing money through their own bank account. (Graphic: Mint)

Mint Explainer: UPI Circle’s vast potential beyond family and friends

4 min read . 03 May 2025

A day after IndusInd Bank's executive director and deputy CEO, Arun Khurana, resigned, its MD and CEO, Sumant Kathpalia, has also stepped down. (REUTERS)

Mint Explainer: Its CEO gone, who will run IndusInd Bank?

4 min read . 30 Apr 2025

Sumanth Kathpalia resigned as IndusInd Bank's MD and CEO on Tuesday, a day after deputy CEO Arun Khurana’s exit following the discovery of accounting discrepancies at the bank. (Bloomberg)

RBI allows IndusInd to constitute committee of executives as CEO resigns

2 min read . 30 Apr 2025

IndusInd Bank CEO and MD Sumant Kathpalia (Picture credit: https://www.indusind.com/in/en/personal.html)

IndusInd Bank CEO Kathpalia resigns amid management shakeup

4 min read . 29 Apr 2025

Trading income for the bank in Q4 was 83% lower on year at ₹173 crore. (Reuters)

Axis Bank Q4 PAT flat on muted business growth, treasury losses

4 min read . 24 Apr 2025

RBI has asked banks to assign an additional run-off rate of 2.5% to IMB-enabled retail and SBC deposits to compute their LCR. (REUTERS)

Mint Explainer: What RBI’s new liquidity coverage ratio norms mean for banks

5 min read . 24 Apr 2025

HDFC Bank and ICICI Bank kicked off the earnings season for Indian banks by reporting steady fourth-quarter and 2024-25 results in terms of profitability and asset quality. (Bloomberg)

HDFC, ICICI flag growth slowdown, uncertain macroeconomic environment

3 min read . 21 Apr 2025

Following the second policy rate cut of 25 bps on 9 April, several large lenders cut rates on their savings account deposits by up to 25 bps to offset the impact of the parallel reduction in external benchmark-linked loans. (Mint)

Banks to walk the margin tightrope in Q1 as outlook remains uncertain

4 min read . 21 Apr 2025

A file photo of a HDFC Bank office in Mumbai.

HDFC Bank to reach pre-merger credit-deposit ratio in FY27, focus on expansion

3 min read . 19 Apr 2025

Loan growth at banks including Punjab National Bank, Bank of India, IDFC First Bank, Yes Bank, Bandhan Bank, IDBI Bank and South Indian Bank fell to 8-20% on-year, down from 12-22% in the previous quarter. (Image: Pixabay)

Banks Q4 preview: Earnings to soften as loan growth slows, margin pressure rise

5 min read . 19 Apr 2025

Growth in advances for both banks is expected to be softer in Q4 FY25, with Motilal Oswal Securities pegging HDFC Bank’s loan growth for FY25 at around 11%, led by the retail, commercial, and rural banking segments.

HDFC, ICICI to kick-start Q4 earnings for banks

4 min read . 18 Apr 2025

IDFC First managing director and chief executive V. Vaidyanathan.

IDFC First Bank to raise ₹7,500 crore from Warburg Pincus, ADIA

4 min read . 18 Apr 2025

Jio Financial posted a consolidated net profit of ₹316 crore for Q4 FY25, up from ₹295 crore in the previous quarter and ₹311 crore in the year-ago period. (REUTERS)

Jio Financial infuses ₹1,346 crore in group arms to fuel growth

2 min read . 17 Apr 2025

India’s largest lender SBI cut term deposit rates by 10 bps, while Bank of India has reduced rates by up to 25 bps.

Banks slash deposit rates taking cue from RBI’s repo cut

5 min read . 15 Apr 2025