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Business News > Mint Authors > Anshika Kayastha

Anshika Kayastha

Assistant Editor - BFSI & Fintech

Anshika writes on the banking and financial services space, and has 12 years of experience covering these sectors. With an eye for everything new and exciting, she writes on sectoral developments and trends, regulatory and policy changes, governance, digital payments and innovation across banks, NBFCs, HFCs, MSMEs, MFIs, insurance, fintechs and other financial institutions.

ARTICLES BY ANSHIKA KAYASTHA

Typically, each fintech—such as Paytm, PhonePe, MobiKwik—ties up with multiple regulated banks or NBFCs to offer multiple loan options to their customers. (REUTERS)

Fintechs seek easier provisioning for default loss guarantee-backed loans

5 min read . 01 Jun 2025

RBI’s annual report for FY25 said India’s economic activity picked up pace in the second half of the last financial year. REUTERS/Francis Mascarenhas//File Photo (REUTERS)

Global threats pose risks to India's economic growth: RBI

8 min read . 29 May 2025

Life Insurance Corporation of India had previously guided that it would foray into health insurance by acquiring stake in an existing health insurance company in FY25. (Mint)

LIC to decide on health insurer stake buy soon

3 min read . 27 May 2025

The UPI platform processed a record 186 billion transactions worth ₹261 trillion in FY25.

What's behind govt role in India's new payments regulator

6 min read . 27 May 2025

Private sector banks faced significant challenges in FY25 due to more stress in unsecured loans, less liquidity, and stricter Reserve Bank of India (RBI) monitoring of small loans.

PSU banks are winning the home loan race against private lenders. Here's why.

4 min read . 22 May 2025

Chairman Sunil Mehta said in an analysts' call that the board came to know of the irregularities in March 2025, (REUTERS)

IndusInd suspects fraud, sees steep Q4 loss

5 min read . 21 May 2025

There will be no restriction on regulated entities such as banks for investing up to 5% in the AIF scheme's corpus, Reserve Bank of India proposed on Monday. (REUTERS )

Bank, NBFC investments in AIFs may get smoother

3 min read . 20 May 2025

PNB Housing Finance managing director and chief executive Girish Kousgi.

PNB Housing turns focus to the middle of the pyramid—the top’s too crowded

6 min read . 14 May 2025

RBI said that while it encourages innovation in financial systems, certain concerns had emerged around the methods of designing, delivering, and servicing digital credit products.

Mint Explainer: Impact of RBI’s digital lending rules on lenders and borrowers

7 min read . 10 May 2025

As for public sector banks, the govt in December 2024 disclosed in Parliament that PSBs wrote off loans worth ₹42,035 crore in the first six months of FY25. (AFP)

Are banks hiding weak asset quality with higher loan write-offs?

6 min read . 09 May 2025

Bank of Baroda is looking to maintain its net interest margin at about 3%,

Bank of Baroda's margin pressure to continue before easing in FY26 second half

3 min read . 06 May 2025

While SBI expects the overall impact of the US tariffs on the Indian economy to be minimal, it sees the uncertainty surrounding the tariff actions impacting 'the overall economic and investment scenarios'. (Reuters)

SBI shares fall as lender tempers loan growth target amid tariff uncertainty

3 min read . 05 May 2025

Paroma Chatterjee, chief executive officer of Revolut India.

How one of Europe's most valued fintechs wants to capture the India market

5 min read . 05 May 2025

Kotak Mahindra Bank,Saket,New Delhi. PIC:MADHU KAPPARATH

Microfinance stress, RBI embargo weighed on Kotak Bank’s Q4 profitability

3 min read . 04 May 2025

UPI Circle addresses users who are still dependent on cash for their daily payment needs as they may not be managing money through their own bank account. (Graphic: Mint)

Mint Explainer: UPI Circle’s vast potential beyond family and friends

4 min read . 03 May 2025

A day after IndusInd Bank's executive director and deputy CEO, Arun Khurana, resigned, its MD and CEO, Sumant Kathpalia, has also stepped down. (REUTERS)

Mint Explainer: Its CEO gone, who will run IndusInd Bank?

4 min read . 30 Apr 2025

Sumanth Kathpalia resigned as IndusInd Bank's MD and CEO on Tuesday, a day after deputy CEO Arun Khurana’s exit following the discovery of accounting discrepancies at the bank. (Bloomberg)

RBI allows IndusInd to constitute committee of executives as CEO resigns

2 min read . 30 Apr 2025

IndusInd Bank CEO and MD Sumant Kathpalia (Picture credit: https://www.indusind.com/in/en/personal.html)

IndusInd Bank CEO Kathpalia resigns amid management shakeup

4 min read . 29 Apr 2025

Trading income for the bank in Q4 was 83% lower on year at ₹173 crore. (Reuters)

Axis Bank Q4 PAT flat on muted business growth, treasury losses

4 min read . 24 Apr 2025

RBI has asked banks to assign an additional run-off rate of 2.5% to IMB-enabled retail and SBC deposits to compute their LCR. (REUTERS)

Mint Explainer: What RBI’s new liquidity coverage ratio norms mean for banks

5 min read . 24 Apr 2025