Should I buy or sell SBI Cards & Payment Services?

The average broker rating on SBI Cards & Payment Services is Hold. The breakup of analyst rating is given below - 3 analysts have given a strong sell rating 9 analysts have given a sell rating 7 analysts have given a hold rating 5 analysts have given a buy rating 1 analysts have given a strong buy rating

Is SBI Cards & Payment Services a good stock to invest in?

SBI Cards & Payment Services can be analyzed on the following key metrics - TTM P/E: 28.56 Sector P/E: 25.11 Dividend Yield: 0.31% D/E ratio: -

SBI Cards & Payment Services Share Price

Sector: Consumer Financial Services

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786.80 -8.35 (-1.05%)

1D
5D
1M
3M
6M
1Y
5Y
MAX

Price Range

Today’s Low 781

Today’s High 802.85

52 Week Low 649

52 Week High 841.15

Key Metrics

Market Cap (In Cr) 75632.78
Beta 0.72
Div. Yield (%) 0.31
P/B 6.26
TTM P/E 28.56
Peg Ratio 3.23
Sector P/E 25.11
D/E -
Open Price 802.85
Prev Close 795.15

View All Metrics

SBI Cards & Payment Services Analysis

Price Analysis

1 Week

-0.89%
3 Months

8.55%
6 Month

13.16%
YTD

4.67%
1 Year

-1.98%

Risk Meter

20% Low risk
20% Moderate risk
20% Balanced Risk
20% High risk
20% Extreme risk

Recos

Strong Sell
Sell
Hold
Buy
Strong Buy

Analysts' Views

Ratings
Current
1 W Ago
1 M Ago
3 M Ago

Strong Buy
1
1
1
1

Buy
5
5
4
5

Hold
7
7
7
8

Sell
9
9
10
8

Strong Sell
3
3
3
3

Total
25
25
25
25

SBI Cards & Payment Services News

Premium

SBI Cards & Payment Services Q4 Results Live : profit rise by 11.05% YOY

1 min read . 28 Apr 2024

Premium

SBI Cards & Payment Services Q3 FY24 Results Live: Profit Rises by 7.78% YoY

1 min read . 27 Jan 2024

View More News

SBI Cards & Payment Services Financials

INCOME
BALANCE SHEET
Cashflow

DATE

Annual

Quarterly

Period
2024

Total Revenue
16968.42

Selling/ General/ Admin Expenses Total
569.69

Depreciation/ Amortization
196.75

Other Operating Expenses Total
9247.9

Total Operating Expense
11656.48

Operating Income
5311.94

Net Income Before Taxes
3231.8

Net Income
2407.88

Diluted Normalized EPS
25.37

Period
2023

Total Revenue
13666.64

Selling/ General/ Admin Expenses Total
4269.29

Depreciation/ Amortization
163.81

Other Operating Expenses Total
3217.82

Total Operating Expense
9022.42

Operating Income
4644.22

Net Income Before Taxes
3030.57

Net Income
2258.47

Diluted Normalized EPS
23.8

Period
2022

Total Revenue
10677.27

Selling/ General/ Admin Expenses Total
3409.17

Depreciation/ Amortization
148.56

Other Operating Expenses Total
3015.44

Total Operating Expense
7595.8

Operating Income
3081.47

Net Income Before Taxes
2172.16

Net Income
1616.14

Diluted Normalized EPS
17.03

Period
2021

Total Revenue
9277.48

Selling/ General/ Admin Expenses Total
3004.65

Depreciation/ Amortization
123.26

Other Operating Expenses Total
2843.45

Total Operating Expense
6875.09

Operating Income
2402.39

Net Income Before Taxes
1323.73

Net Income
984.52

Diluted Normalized EPS
12.71

Period
2020

Total Revenue
9276.4

Selling/ General/ Admin Expenses Total
3051.66

Depreciation/ Amortization
103.8

Other Operating Expenses Total
1949.25

Total Operating Expense
6250.86

Operating Income
3025.54

Net Income Before Taxes
1729.63

Net Income
1244.82

Diluted Normalized EPS
16.95

Period
2019

Total Revenue
6999.11

Selling/ General/ Admin Expenses Total
3077.36

Depreciation/ Amortization
81.1

Other Operating Expenses Total
1525.02

Total Operating Expense
4683.48

Operating Income
2315.63

Net Income Before Taxes
1331.6

Net Income
862.72

Diluted Normalized EPS
9.19

Period
2018

Total Revenue
5186.98

Selling/ General/ Admin Expenses Total
2380.97

Depreciation/ Amortization
24.49

Other Operating Expenses Total
1155.2

Total Operating Expense
3560.66

Operating Income
1626.31

Net Income Before Taxes
919.34

Net Income
601.14

Diluted Normalized EPS
6.4

View detailed financials

Forecast

Income Sheet (In Cr) Net Income Vs Revenue

Returns Metrics (In Cr) ROA Vs ROE

Forecast

Balance Sheet Asset vs Liability

Forecast

Cash Flow Operating vs Investing

SBI Cards & Payment Services Technical

Moving Average SMA

5 Day790.8
10 Day795.44
20 Day771.59

50 Day738.92
100 Day729.78
300 Day731.93

SBI Cards & Payment Services Peers

Price
Ratio

Name
Latest Price
Change
% Change
52W High
52W Low
Mkt. Cap

Cholamandalam Investment & Finance Company
1607
10.45
0.65
1614.55
1011.5
135036.21

Muthoot Finance
1990.85
-41.8
-2.06
2077.45
1170.05
79925

SBI Cards & Payment Services
786.8
-8.35
-1.05
841.15
649
74822.2

Sundaram Finance
5001
0.55
0.01
5169.2
2718.5
55109.69

Housing & Urban Development Corporation
250.95
20.6
8.94
353.95
70.49
50237.68

SBI Cards & Payment Services Shareholding

Shareholding Pattern

Shareholding Trend

Shareholding(%) v/s Date

View All

Corporate Actions

Board Meeting
AGM
Dividends
Bonus
Split
Rights

Meeting Date
Purpose

18-Sept-24
To consider raising of funds

26-Jul-24
Quarterly Results

26-Apr-24
Audited Results

19-Mar-24
Interim Dividend

25-Jan-24
Quarterly Results

27-Oct-23
Quarterly Results

28-Jul-23
Quarterly Results

05-Jun-23
Others

28-Apr-23
Audited Results

21-Mar-23
Interim Dividend

Meeting Date
Announced on
Purpose

31-Dec-23
29-Nov-23
POM

22-Oct-23
20-Sept-23
POM

09-Aug-23
10-Jul-23
AGM

25-Jul-23
23-Jun-23
POM

12-Feb-23
11-Jan-23
POM

26-Aug-22
28-Jul-22
AGM

05-Mar-22
01-Feb-22
POM

26-Aug-21
03-Aug-21
AGM

10-Apr-21
09-Mar-21
POM

Announced on
Record Date
Ex-Dividend
Dividend Value

14-Mar-24
28-Mar-24
28-Mar-24
2.5

16-Mar-23
29-Mar-23
29-Mar-23
2.5

16-Mar-22
31-Mar-22
30-Mar-22
2.5

View All

Company Profile

ABOUT SBI Cards & Payment Services

Industry Consumer Financial Services
ISIN INE018E01016
BSE Code 543066
NSE Code SBICARD

SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company offers a wide range of credit cards to individual cardholders and corporate clients, which includes super premium cards, premium cards, travel and shopping cards, classic cards, exclusive co-branded cards as well as corporate cards. The Company also offers value-added payment products and services. The Company operates in a single segment, namely, Credit cards. It has issued approximately 19 million credit cards.

MANAGEMENT

Abhijit Chakravorty Chief Executive Officer, Managing Director, Director - State Bank of India Nominee
Rashmi Mohanty Executive Vice President, Chief Financial Officer
Ashutosh Sharma Chief Operating Officer
Anita Sontumyra Executive Vice President, Chief People Officer
Pradeep Khurana Executive Vice President, Chief Information and Digital Officer
Girish Budhiraja Executive Vice President, Chief Sales and Marketing Officer
Rinku Sharma Executive Vice President, Chief Compliance Officer
Shantanu Srivastava Executive Vice President, Chief Risk Officer
Manish Dewan Executive Vice President, Head - Customer Services
Anu Gupta Executive Vice President, Head - Collections

SBI CARDS & PAYMENT SERVICES SUMMARY

SBI Cards & Payment Services is trading 1.05% lower at Rs 786.80 as compared to its last closing price. SBI Cards & Payment Services has been trading in the price range of 802.85 & 781. SBI Cards & Payment Services has given 4.67% in this year & -0.89% in the last 5 days.

SBI Cards & Payment Services has TTM P/E ratio 28.56 as compared to the sector P/E of 25.11. There are 25 analysts who have initiated coverage on SBI Cards & Payment Services. There are 1 analysts who have given it a strong buy rating & 5 analysts have given it a buy rating. 9 analysts have given the stock a sell rating.

The company posted a net profit of 594.45 Crores in its last quarter.

Listed peers of SBI Cards & Payment Services include Cholamandalam Investment & Finance Company (0.65%), Muthoot Finance (-2.06%), SBI Cards & Payment Services (-1.05%) etc.

SBI Cards & Payment Services has a 68.62% promoter holding & 31.38% public holding.

FAQs about SBI Cards & Payment Services

SBI Cards & Payment Services is trading at 786.80 as on 20 Sep, 2024 3:50:17 PM. This is -1.05% lower as compared to its previous closing price of 795.15

The market capitalization of SBI Cards & Payment Services is 75632.78 Cr as on 20 Sep, 2024 3:50:17 PM.

The average broker rating on SBI Cards & Payment Services is Hold. The breakup of analyst rating is given below -

3 analysts have given a strong sell rating
9 analysts have given a sell rating
7 analysts have given a hold rating
5 analysts have given a buy rating
1 analysts have given a strong buy rating

The 52 wk high for SBI Cards & Payment Services is 841.15 whereas the 52 wk low is 649

SBI Cards & Payment Services can be analyzed on the following key metrics -

TTM P/E: 28.56
Sector P/E: 25.11
Dividend Yield: 0.31%
D/E ratio: -

SBI Cards & Payment Services reported a net profit of 2407.88 Cr in 2024.

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SBI Cards & Payment Services Share Price

Price Range

Price Range

Key Metrics

SBI Cards & Payment Services Analysis

SBI Cards & Payment Services News

SBI Cards & Payment Services Q4 Results Live : profit rise by 11.05% YOY

SBI Cards & Payment Services Q3 FY24 Results Live: Profit Rises by 7.78% YoY

SBI Cards & Payment Services Financials

Forecast

Forecast

Forecast

SBI Cards & Payment Services Technical

SBI Cards & Payment Services Peers

SBI Cards & Payment Services Shareholding

Shareholding Pattern

Shareholding Trend

Corporate Actions

Company Profile

ABOUT SBI Cards & Payment Services

MANAGEMENT

SBI CARDS & PAYMENT SERVICES SUMMARY

FAQs about SBI Cards & Payment Services

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