How to apply for Federal Bank Visa Imperio Credit Card online? A step-by-step guide

Digital banking services continue to scale up and gain traction in the country. Following the same objectives of growing and scaling up, Federal Bank has streamlined the process of applying for its coveted Visa ‘Imperio’ credit card.

This particular credit card caters to the evolving needs and aspirations of tech savvy customers. The main objective behind the introduction of this credit card is to enhance and boost digital financial services across the country.

Step by step guide to applying online

1. Visit the official website of Federal Bank to check out the updated terms and conditions associated with the credit card before applying. The complete details, associated terms and conditions, processing fees etc., of the card can be checked through the following link: Federal Bank Visa Imperio Credit Card.
2. Opt for the 'Apply Now' button to initiate the process of application submission.
3. Carefully submit the requested details and complete the online form with updated financial and personal information. Keep your original identity documents such as voter ID, driving license etc handy while submitting basic details.
4. Submit required documents such as Aadhaar, PAN card details and recent bank statements.
5. After submission, you will receive updates through the registered email or SMS regarding the status of your credit card application. Once the entire process is completed your desired credit card will be dispatched to your registered address.

Eligibility for applying for the Federal Bank Visa Imperio Credit Card

• Age: Minimum 21 years for unsecured credit cards.
• Credit history: A good credit score boosts and enhances approval chances.
• Minimum monthly income: Minimum monthly income of ₹30,000 is mandatory.
• Residency: Applicants must be residents of India or NRIs.
• Employment status: Both self employed and salaried individuals are eligible.

Note: The eligibility discussed above is illustrative in nature. For the updated terms, conditions and eligibility refer to the official website of Federal Bank.

Some key features of the Federal Bank Imperio Credit Card

• Annual fee: The total annual fee applicable is ₹1,500. It comes with potential waivers based on annual expenditure.
• Rewards: You can apply and earn up to 3x reward points on several select segments such as healthcare and groceries.
• Entertainment perks: You can get a free movie ticket at INOX once every quarter through the buy one get one scheme.
• Travel benefits: Two complimentary domestic airport lounge accesses every quarter.
• Fuel surcharge waiver: 1% waiver on fuel transactions. This is applicable on transactions between ₹400 and ₹5,000, capped at ₹150 per month.

Note: The features discussed above are illustrative in nature. Do ensure to verify the latest terms and conditions on the official Federal Bank website before applying.

Hence, by diligently following the above given steps you can apply for and obtain theFederal Bank Visa Imperio Credit Card. For more information on the same, and clarification with regards to the entire application process refer to the official website of Federal Bank and discuss and resolve your queries with the designated customer service team.

Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.