Want an ICICI credit card? Here’s how to apply using netbanking and iMobile app

Credit cards offer reward points and cashbacks through which you can save on your transactions while not compromising your lifestyle. ICICI Bank offers credit cards which provide exclusive deals on travel, entertainment, dining as well as on daily shopping. You can apply for an ICICI credit card online as well as offline as per your convenience.

How to apply for ICICI credit card

Via netbanking:

• Visit website: Navigate to ICICI Bank’s credit card section.​
• Review cards: Compare the benefits of different cards and select the one matching your needs.​
• Apply: After this, you will be taken to the application form.​
• Complete the application form: Personal details including your name, date of birth, contact information, employment information and income.​
• Submit the application: Check that all the information is accurate and submit the form.

Via iMobile app:

• Download the app: The iMobile App is available for download on both the Android and iOS platforms.
• Log in or register: Use your existing credentials or register as a new user.​
• Navigate to 'cards & forex' section: Within the app, select the option to apply for a credit card.​
• Choose a credit card: Browse and select the card that suits your requirements.​
• Complete the application: Enter the necessary details and submit your application.

ICICI credit card eligibility criteria

Note: The eligibility criteria might vary depending on the card variant as well as your overall profile.

ICICI credit card documents required

Note: The documents required might vary depending on the card variant as well as your overall profile.

Source: Paisabazaar

Top ICICI credit cards 2025

Source: Paisabazaar

1. Amazon Pay ICICI credit card

Key features:

• 5% Cashback on Amazon purchases for Prime members.
• 3% Cashback on Amazon purchases for Non-Prime members.
• 2% Cashback on transactions at Amazon Pay partner merchants.
• 1% Cashback on all other spends.
• 1% Fuel Surcharge Waiver at all petrol pumps across India.
• Up to 5% Cashback on eligible Amazon purchases.
• 1% Cashback on all offline transactions.

2. ICICI Coral credit card

Key features:

• Earn 2 Reward Points per ₹100 spent; 1 Reward Point per ₹100 on utilities & insurance.
• 25% Discount (up to ₹100) on BookMyShow & Inox, twice a month on minimum 2 tickets.
• 1 Complimentary Railway Lounge Access per quarter on spending ₹5,000+ in the previous quarter.
• Bonus Reward Points: 2,000 on spending ₹2 Lakh + 1,000 on spending ₹1 Lakh.
• 1% Fuel Surcharge Waiver at HPCL petrol pumps.
• Up to 3,000 Bonus Reward Points on meeting spending milestones.

3. ICICI Bank Sapphiro credit card

Key features:

• Earn 2 Reward Points per ₹100 spent domestically; 1 Reward Point per ₹100 on utilities & insurance.
• Complimentary Golf Benefits – Up to 4 rounds/lessons per month on spending ₹50,000+ in the previous month.
• Buy 1, Get ₹500 Off on the 2nd ticket via BookMyShow, twice a month.
• Bonus Reward Points: 4,000 on annual spends of ₹4 Lakh + 2,000 on every ₹1 Lakh spent in an anniversary year.
• Joining Perks: Complimentary vouchers worth ₹9,000+.
• 4X Reward Points on international transactions.
• Joining fee: ₹6,500

4. Adani One ICICI Bank Signature credit card

Key features:

• Activation Benefits worth ₹9,000.
• Premium Perks: 4 lounge upgrades per quarter, 4 valet parking, and 4 premium car parking annually.
• Porter Services: 2 per ₹1 Lakh spent (Max. 8 per year).
• BookMyShow Offer: 50% off, up to ₹500, twice a month.
• Exclusive Airport Privileges.
• Earn up to 7% Adani Reward Points.

5. ICICI Emeralde Private Metal credit card

Key features:

• ₹3,000 EaseMyTrip vouchers on annual spends of ₹4 Lakh & ₹8 Lakh.
• Unlimited golf rounds/lessons via Golftripz.
• EazyDiner Membership: Up to 50% off on dining in India & Dubai + 2,000 EazyPoints on joining.
• BookMyShow Offer: Buy 1, get up to ₹750 off on the 2nd ticket, twice a month.
• 1% fuel surcharge waiver (up to ₹1,000/month) on transactions below ₹4,000.
• Low forex markup fee of 2%.
• Taj Epicure & EazyDiner Prime memberships.
• Unlimited airport lounge access.

6. Times Black ICICI Bank credit card

Key features:

• 2% reward points on domestic spends, 2.5% on international spends.
• Reward points value: Up to ₹1 per point.
• Low forex markup fee of 1.49%.
• Unlimited domestic & international airport lounge access.
• Activation benefits from EaseMyTrip, Toni&Guy, Interflora, Zomato, and more.
• Milestone rewards worth up to ₹50,000 on annual spends of ₹20 Lakh.
• Luxury lifestyle perks and milestone benefits worth ₹70,000.

In conclusion, credit cards can make you form a habit of overspending. Hence, make sure that you use your credit card only when necessary so that you can avoid a huge bill which you may not be able to repay. Even a single missed payment can hurt your credit score which can reduce your chances of future borrowing.

(Note: Using a credit card carries its own set of risks)